The primary holder is required to open a MoneyOwl Account and Personal Investment Account. Please prepare the minor’s birth certificate/NRIC or passport (foreigners). These documents are required for the Joint Investment Account opening.

1. For primary holders who are already our existing investment client:
   • Log in to your MoneyOwl Account
   • Under Investment and Savings Card> Select one of the portfolios
   • Click on ‘Add Portfolio’> Select ‘Joint Account’ Card> Select ’Below 18’ for the age of secondary holder
   • Fill in minor details as a secondary holder and upload the necessary document(s)
2. If the primary holder has no MoneyOwl user account:
   • Set up your MoneyOwl User Account.
   • Log in to your MoneyOwl Account and click on “Start Investing” under the “Investment & Savings” Card.
   • A personal investment portfolio will be recommended upon completion of the investment journey. You do not need to fund this portfolio if your intention is to create a Joint Investment Account.
   • Once your personal investment portfolio is opened, you may follow the steps below to set up your Joint Investment Account:
   • Log in to your MoneyOwl Account
   • Under Investment and Savings Card> Select one of the portfolios
   • Click on ‘Add Portfolio’> Select ‘Joint Account’ Card> Select ’Below 18’ for the age of secondary holder
   • Fill in minor details as a secondary holder and upload the necessary document(s)