If you pay on a single or annual premium basis, the commission rebate will be paid to you about 3-4 months after your policy has been incepted by the insurance company.

If you pay on a monthly, quarterly, or half-yearly premium basis, you will receive the commission rebates in November, for the months which your policy had been in force from October of the previous year to September in the current year.

Example:
For a policy incepted in October 2021, 12 months of commission rebate (Oct 2021 – Sep 2022) will be paid out in November 2022.

For a policy incepted in February 2022, 8 months of commission rebate (Feb 2022 – Sep 2022) will be paid out in November 2022. The rebates for the remaining 4 months (Oct 2022 – Jan 2023) will be paid in November 2023.