OwlInvest
Explore MoneyOwl's approach to investing, showcasing tailored investment solutions and guidance on constructing your own portfolio.
How Should we invest?
We invest to enhance our lives and secure our future, acknowledging that while investing carries market risks, not investing leads to less financial security due to inflation and unexpected events.
Our approach focuses on ensuring reliable, sufficient returns for life’s important moments, without attempting to time the market. We prioritize proven, disciplined strategies over adjusting asset allocations based on short-term data, as staying invested over time is key to capturing long-term market returns.
READ OUR INVESTMENT PHILOSOPHYThe Right Strategic Asset Allocation
Invest in a balance of stocks and bonds that is suited to your risk profile.
Diversification
Invest in the market using a globally diversified portfolio.
Staying Invested
Stay invested to reap the long-term returns of the market.
Low Cost
Consider passive indexed funds.
Investment Solutions
In line with the MoneyOwl Investment Philosophy, we have curated investment products under the core asset classes that may make up a portfolio.
Amundi Index MSCI World A12S (C) SGD
This fund is a passively managed fund. It aims to replicate the performance of the MSCI World Index. It provides exposure to a diverse range of large and mid-cap stocks across 23 developed markets, allowing investors to benefit from diversification between various industries and sectors while focusing on long-term growth.
Fund Information
(AS OF MAR 2026)
Fund Name | Amundi Index MSCI World A12S (C) SGD |
|---|---|
Expense ratio | 0.10% p.a |
No. of Stocks (AS OF MAR 2026) | 1,316 |
Currency | SGD |
Funding Options | Buy with Cash, CPF-OA or SRS funds |
Benchmark | MSCI World Index |
|---|---|
Fund Size (AS OF MAR 2026) | SGD$7,982,136,269 |
Inception Date | 3rd August 2022 |
Dividends | Reinvested (Non-distributing) |
Actual Fund Returns
(AS OF MAR 2026)
3 Years Return | 15.60% p.a1 |
|---|---|
1 Year Return | 14.06% p.a1 |
Since Inception | 10.36% p.a1 |
1 Year Volatility | 9.04% p.a2 |
|---|---|
1 Year Sharpe Ratio | 1.31 p.a3 |
NOTES:
Returns above include expense ratio and are calculated based on per annum basis. Annualised returns for periods exceeding 1 year (365 days basis).
Volatility is a statistical indicator that measures an asset’s variations around its average value. For example, market variations of +/- 1.5% per day correspond to a volatility of 25% per year.
The Sharpe Ratio is a statistical indicator which measures the portfolio performance compared to a risk-free placement.
Source: Amundi, SGD, as of 31st March 2026
For more detailed information, click below to access Amundi’s official fund documents.
Factsheet | Product Highlights Sheet | Prospectus
Access Amundi’s low-cost global indexed funds with no advisory or platform fees via POEMS – brought to you by MoneyOwl. Available for purchase using SRS, Cash or CPF-OA.
Click here for a step-by-step guide on how to invest in Amundi funds on the POEMS platform.
Already have a POEMS account? Log in here to start trading the Amundi Index MSCI World fund.
How much should I buy of each fund?
We recommend constructing a portfolio by balancing the allocation of stocks and bonds according to your risk profile. Instead of chasing the highest returns, we focus on aligning investments with your ability to take risk (based on the time horizon for your goal) and your willingness to take risk (risk tolerance), helping you stay invested over time. Below are five common asset allocation mixes suited to varying risk profiles.
Balanced
An asset allocation of 40% bonds and 60% stocks is suitable for investors who have intermediate time horizon for investment goals and a moderate risk tolerance.
MODELLED RETURNS*
5.36% p.a
MODELLED VOLATILITY
8.12% p.a
*20-year returns from 2006 to 2025
NOTES:
These model portfolios’ annualized returns and volatility are modelled based on a 20-year period from 1 January 2006 to 31 December 2025. This provides a projected outlook on how the portfolio might have performed if the funds had existed over the full 20-year period.
For illustrative purposes only and may be changed without prior notice. The information provided is hypothetical and is intended to demonstrate model portfolio characteristics and is for informational purposes only. It is not a recommendation, financial analysis or advice.
DISCLAIMER:
This website is for information purposes only and is not and should not be construed as an offer or the solicitation of an offer or a recommendation for the purchase or sale of any investment or subscribe for, or to participate in, any services
Any opinion or estimate above is made on a general basis and none of MoneyOwl, nor any of its affiliates, representatives, or agents have given any consideration to nor have made any investigation of the objective, financial situation, or particular need of any user, reader, any specific person or group of persons.
Opinions expressed herein are subject to change without notice.
You should carefully consider whether any investment views and investment products/services are appropriate in view of your investment experience, objectives, financial resources and relevant circumstances or seek financial advice via MoneyOwl’s platform.
Investment involves risk. The value of investments and the income from them can go down as well as up, and you may not get the full amount you invested. Data and Performance returns shown are for illustrative purposes only. Past performance is not an indicator nor a guarantee of future performance. Portfolio data shown represents portfolio data most recently available to us and may be different from what is shown in the factsheet. There are fluctuations in the value and composition of underlying assets, due to the market value of underlying assets and trading activities of the underlying fund managers. Rates of exchange may cause the value of investments to go up or down. Individual stock performance does not represent the return of a fund.
This information has not been reviewed by the Monetary Authority of Singapore.
Find out your recommended portfolio asset allocation, based on your ability to take risk (based on time horizon) and willingness to take risk (tolerance for fluctuations).