4% Retirement Withdrawal Rule
What, Why and How
Example
ATTENTION
CPF LIFE should be the Safe Retirement Income Floor – use CPF LIFE to provide all of your most essential income
It is not a guarantee that your assets will outlast 30 years as there is sequence-of-returns risk
You need to have the risk appetite for the Balanced Portfolio
Read our MoneyOwl Retirement Philosophy to understand other options under our "CPFA" Framework (Certainty, Probability, Flexibility, Accessibility)