Full Retirement Sum (FRS) as Base
What, Why and How
Example
ATTENTION
Top-ups to CPF SA are one-way/ irreversible, so be sure that we do not need the money.
Even though private annuities claim to be more flexible. e.g., they may be surrendered, there are usually penalties.
Read our MoneyOwl Retirement Philosophy to understand other options under our “CPFA" (Certainty, Probability, Flexibility, Accessibility) Framework.