OwlInsure
探索我们精心策划的保险方案,专为满足不同年龄群体的独特需求而设计。 无论您是要为新生儿投保、刚开始职业生涯,还是正享受退休生活,我们都能为您提供合适的解决方案。
选择您的人生阶段
Children (0 – 17 years old)
Purchasing insurance for your child while they are young and healthy ensures they receive comprehensive coverage without exclusions or additional premiums due to health issues.
Premiums for newborns and young children are generally more affordable compared to those for adults. The most important insurance to consider is an Integrated Shield Plan (IP) on top of MediShield Life. Although IP premiums may increase over time, the plan can be downgraded with the same insurer later without requiring additional medical underwriting.
方案一:经济型 | 方案二:全面型 |
|---|---|
PLAN:Integrated Shield Plan: Enhanced IncomeShield (Basic) | PLAN:Integrated Shield Plan: Enhanced IncomeShield (Preferred) |
OVERALL COVERAGE:Public hospital for ward class B1 and below Policy year limit: $250,000 | OVERALL COVERAGE:Private hospital and private medical institution Policy year limit: $1,500,000 |
TOTAL PREMIUMS:MALE: Cash: $0/year Medisave: $27/year FEMALE: Cash: $0/year Medisave: $27/year | TOTAL PREMIUMS:MALE: Cash: $0/year Medisave: $219/year FEMALE: Cash: $0/year Medisave: $219/year |
免责声明:
- 本文所提供的资讯并未考虑您的具体目标、财务状况或个人需求,不应被视为个人财务建议。购买保险是一项长期承诺,所购买的产品应符合您的独特需求。
- 因此,您或许希望寻求持牌代表的意见,以了解产品特点、详情及现行报价,以及其是否符合您的需求,然后再决定购买保单或退保现有保单,而不应仅依赖本文所载资讯。对于您根据本文所提供的资讯,或根据其他财务顾问(包括MoneyOwl转介的顾问)的建议所做出的此类决定,MoneyOwl概不负责。
- 对于团体保险,以及您未经咨询和/或在网上自行购买的直接购买保险及其他保险,我们建议您仔细审查保单详情,以确保其符合您的需求,并评估自身情况以确定所需的保障。对于您选择放弃个人财务建议,并根据此类产品条款购买或退保所做出的决定,MoneyOwl概不负责。
- 保险保费数字仅为估算值,未必准确反映实际保费。相关资讯来自CompareFIRST等第三方来源或保险公司,我们已合理谨慎地提供,惟对因错误或遗漏而造成的任何损失或不便概不负责。本文内容未经新加坡金融管理局审阅。
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