储蓄或投资15%

内容、原因与方法

示例

注意事项

Pre-conditions for investing:

  • You have an emergency fund.

  • Your debt servicing ratios are healthy.

  • You don't have high-interest debt: otherwise, pay off debt first.

  • You have a suitable risk appetite.

  • You need to be able to stay invested in a suitable portfolio.

Top-ups to CPF SA are one-way/ irreversible, so be sure that you do not need the money.