OwlRetirement Planner
Know how long your money lasts in retirement — and when you can comfortably retire
Have these details ready:
Monthly Cashflow
Your current salary, monthly expenses, and how much you invest or save each month.
Investments & Cash holdings
The current value of your investments and any cash savings meant for retirement.
CPF Account Balances
Your latest Ordinary Account (OA), Special Account (SA)/Retirement Account (RA) and MediSave Account (MA) balances. Log in to the CPF website to check your balances.
Takes about 5–10 minutes
Your privacy in this planner
You can use the standard OwlRetirement Planner without providing your name or email address. At the end of the journey, you may be invited to unlock additional features by subscribing to MoneyOwl's mailing list, for us to send you our newsletters and updates about our events and services. We do not link your name or email to the personal financial information entered or generated in this planner. You may unsubscribe from our emails at any time.
Who this planner is for:
Important information:
- This retirement calculator is provided by MoneyOwl for general informational and educational purposes only. It does not constitute financial advice, investment advice, or any recommendation.
- The calculator is designed to illustrate your potential retirement gap based on the data you have provided. The results are generated using certain assumptions, which are disclosed above, and may not reflect actual future performance or the growth of your assets. Actual outcomes may differ materially.
- You should not rely solely on this calculator to make any financial or investment decision. MoneyOwl does not consider your full financial situation, objectives, or needs.
- The information, assumptions and simulations used in this calculator are obtained from sources believed to be reliable. However, no representation or warranty is made as to their adequacy, completeness, accuracy, or timeliness for any particular purpose.
- Artificial Intelligence is used to summarise the results which are generated separately by algorithmic models. It does not perform or change the calculations. The summary may contain errors or omissions, and should not be relied upon as the sole basis for decision-making.
- To the fullest extent permitted by law, MoneyOwl does not accept any liability for any loss or consequences arising from the use of, or reliance on, the results generated by this calculator.