OwlRetirement Planner

Your retirement income builder. Plan your income using CPF LIFE payouts and cash.

Retirement income calculator

What you'll need:

  • Monthly Cashflow

    Current salary and how much you set aside each month

  • Investments & Cash holdings

    Current salary and how much you set aside each month

  • CPF Account Balances

    OA, SA & MA - Check on CPF Website or app

Takes about 5–10 minutes

Suitable For:

AGES UP TO 55
EMPLOYED PERSONS
LET'S GO

Disclaimers:

  • This retirement calculator is provided by MoneyOwl for general informational and educational purposes only. It does not constitute financial advice, investment advice, or any recommendation.
  • The calculator is designed to illustrate your potential retirement gap based on the data you have provided. The results are generated using certain assumptions, which are disclosed above, and may not reflect actual future performance or the growth of your assets. Actual outcomes may differ materially.
  • You should not rely solely on this calculator to make any financial or investment decision. MoneyOwl does not consider your full financial situation, objectives, or needs.
  • The information, assumptions and simulations used in this calculator are obtained from sources believed to be reliable. However, no representation or warranty is made as to their adequacy, completeness, accuracy, or timeliness for any particular purpose.
  • This calculator may incorporate artificial intelligence and algorithmic models to generate projections. Such models rely on predefined assumptions, historical data and user inputs, and may not capture all relevant factors or personal circumstances. Outputs may be subject to limitations and should not be relied upon as the sole basis for decision-making.
  • To the fullest extent permitted by law, MoneyOwl does not accept any liability for any loss or consequences arising from the use of, or reliance on, the results generated by this calculator.